Your Guide to
Home Ownership
Livia Monteforte presents to FMG Template
Knowledge, Experience, Professionalism
Dear
FMG Template
Sincerely,
Livia Monteforte
- you're in great hands -
Meet
Livia Monteforte
Languages Spoken English, Portuguese
Professional Designations ABR, CRS, e-Pro, GREEN, REALTOR, REALTOR (B)
Expertise Types Buyer Broker, Condominiums, Land, New Homes, Relocation, Residential, Short Sale, Single Family Homes, Townhomes
Livia Freitas Monteforte is a career realtor, truly obsessed with real estate! Living on Cape Cod year-round, she believes fully in the value of buying in such a beautiful and unique location - a location rich in unique coastal properties and opportunities! As a younger than average Broker/Owner, she has devoted herself to streamlining the real estate process in order to give every client, Buyer or Seller, an experience that is better than any other.
Livia started Freitas Realty Group in 2005 and transitioned into NextHome Freitas Realty Group in 2015 in order to give her clients an even better experience. Joining Compass in 2020, Livia is pleased to offer cutting edge technology, transaction management and a fresh real estate model, her clients rave about what a positive experience working with her company is. Focusing on meeting her clients' every need in the real estate transaction, has allowed her to build her business on referrals.
Each client receives her commitment of knowledge, honesty, integrity, expertise and professionalism throughout the process!
As wife to James Monteforte (also a Realtor), and mother to two beautiful daughters, she will be the first to tell you how blessed she truly is to be able to do a job every day that she loves this much while living in one of the most beautiful places in the world!
Professional Designations ABR, CRS, e-Pro, GREEN, REALTOR, REALTOR (B)
Expertise Types Buyer Broker, Condominiums, Land, New Homes, Relocation, Residential, Short Sale, Single Family Homes, Townhomes
Livia Freitas Monteforte is a career realtor, truly obsessed with real estate! Living on Cape Cod year-round, she believes fully in the value of buying in such a beautiful and unique location - a location rich in unique coastal properties and opportunities! As a younger than average Broker/Owner, she has devoted herself to streamlining the real estate process in order to give every client, Buyer or Seller, an experience that is better than any other.
Livia started Freitas Realty Group in 2005 and transitioned into NextHome Freitas Realty Group in 2015 in order to give her clients an even better experience. Joining Compass in 2020, Livia is pleased to offer cutting edge technology, transaction management and a fresh real estate model, her clients rave about what a positive experience working with her company is. Focusing on meeting her clients' every need in the real estate transaction, has allowed her to build her business on referrals.
Each client receives her commitment of knowledge, honesty, integrity, expertise and professionalism throughout the process!
As wife to James Monteforte (also a Realtor), and mother to two beautiful daughters, she will be the first to tell you how blessed she truly is to be able to do a job every day that she loves this much while living in one of the most beautiful places in the world!
Proven Track Record
Service
Provide superior customer service by building bonds with our clients that lead to long-term relationships centered on their specific needs.
Knowledge
By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and enjoyable process.
Integrity
We are ethical in all we do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
Processes
1
Initial Consultation
We’ll sit down together (or Zoom meet) to discuss and delineate your specific needs, wants and goals while incorporating my years of industry expertise and strategies for bringing your vision to life. During this consult, we'll also discuss if you plan to finance the purchase (pre-approval) or use current funds (proof of funds) to acquire your new property.
2
Property Collection/Tours
We will create a curated Collection for you, as well as giving you direct access to the MLS (CCIMLS & MLSPin) to review the specifics, details & photos of all prospective listings. This will allow you to view all Coming Soon, Private Exclusive (off-Market) and MLS listings. After we have reviewed and selected which homes you are excited to tour, we begin SHOPPING! This begins the Process of Elimination. Together we will begin to realize the Must-Have's vs. the Not-Necessary items for your Cape home!
3
Strategize to Draft Offer
Once we find the home, we'll submit an official Offer to Purchase (aka Contract), which includes, but is not limited to, purchase price, due diligence period, timeline and closing costs. The seller then has time to accept, reject, or counter your offer. The Offer outlines the Initial Deposit, to be held by the Listing Brokerage, upon acceptance of the Offer.
4
Under Contract, Pending or Escrow
With your offer accepted, we are officially Under Contract. During this time, we have the opportunity to conduct, at your expense, the Due Diligence items outlined in the Contract, prior to the signing of the Attorney drafted P&S (see below).
5
Due Diligence Period
Now that we are officially Under Contract, and your deposit has been delivered to the Listing Brokerage, we have the opportunity to conduct any due diligence items that we included as contingencies in the Offer. These inspections will serve as your Home Ownership Manual, outlining what needs to be done and when, during your course of ownership. If safety issues or material defects come to light, we are able to discuss these items with the Seller. If the end results are not to your satisfaction, we are able to terminate the contract and have your initial deposit refunded.
6
Purchase and Sale (P&S) and Appraisal
Pending we are satisfied with the results of our Due Diligence, we are ready to sign the P&S that the attorneys have drafted. This contact supersedes the initial Offer to Purchase. There will be a second deposit due upon signing, which will also be held by the Listing Brokerage. After the signing of the P&S, the Appraisal will be ordered by the Lender.
7
Closing
Congratulations! You now own your Cape home and can begin moving in. It's time to celebrate and have your housewarming party to show off your beautiful new property. We will be standing by to answer any questions you may have about home-ownership and have a list of recommended professionals, should you need any recommendations!
★
Exceptional reviews that reflect a pattern of excellence with my past clients.
Rave Reviews
If you're looking to sell your home on Cape Cod, contact Livia and do exactly what she tells you to do. That was the advice our friends gave us after Livia sold their home, and I'm glad I listened. Not only did Livia help me sell my mother's 25-year-old home in Yarmouthport, she helped me navigate a complete kitchen renovation after a water leak! Thanks to her recommended contractors, digital marketing, on point design advice, staging services, and knowledge of buyer behavior and the local market, we listed the house on a Thursday, had 10 offers come in over the weekend and accepted one at $100k over asking on Monday! Livia is a great person, she's lovely to work with, very trustworthy, and she's SO responsive. To say I highly recommend Livia is an understatement. I'm convinced she's the best realtor on Cape Cod!
Livia Monteforte was hands down the best realtor I've ever worked with. I appreciate her being such a great communicator. She also has a network of people to call on for assistance with those necessities that I'd forgotten about but that popped up during the transaction. I'm grateful to her for helping me get my Cape house and would recommend her to others looking to buy or sell on the Cape.
We highly recommend Livia Monteforte of Compass Realty’s Freitas Monteforte Group! She offered expert advice and guidance throughout the process of selling our home. Every step of the way, Livia was there to guide us in the right direction. On top of her game doesn’t even begin to describe Livia’s skills since she is leaps and bounds above her competition… smart, savvy, and an expert in her field. She took the time to listen and intuitively focused on our specific location and what it had to offer, and then implemented a marketing strategy to achieve the best possible price for our home. Without reservation, we can state that Livia is the best realtor that we have ever worked with and we look forward to working with her again someday.
Livia is one of the most experienced real estate agent I have worked with. You can be confident that she’ll do her best to obtain the best result for you as your agent, be it buying or selling your home. In my case, She worked tirelessly and consistently looking for potential buyers and approach potential clients.
I was presently surprised by the number of clients that she constantly on the look out for. I am very happy with her work.
Truely an A+++ real estate agent.
Mike
I would highly recommend Livia as a real estate agent for the Capa Cod Region. We found Livia to be very knowledgeable of the region and very helpful with many of the local trade and key personnel (inspectors/bankers/lawyers) needed throughout the process). Overall, out search took about 2 years, most of which was limited by our ability to get back and forth to the cape ( we live about 3 hours away) to see houses of interest. Given our constraints, Livia was very helpful in working to identify potential properties for us to consider as well as quick to schedule showings once we determined that we would be able to commit tome down there. Overall, we found the experience to be extremely pleasant. Thank you.
* Review has been shortened using AI, click the review to read the full review.
* Review has been shortened using AI.
Loyalty
This custom presentation that I’ve shared with you is an example of the care and effort I put into each client. I recognize that this purchase is one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, I feel strongly that mutual respect and understanding are key components of me helping you accomplish your real estate goals.
Reviewing each others roles and responsibilities as we embark on the next steps of your home-buying journey is how we can decide if we are ready to be loyal to one another.
Reviewing each others roles and responsibilities as we embark on the next steps of your home-buying journey is how we can decide if we are ready to be loyal to one another.
Unique Value I Provide My Clients
★
Customized listing search to find the perfect home.
★
Professional Network to help your purchase go smoothly
Professional Network
Lender
Meryl Watson,LeaderBank
MLO #423227
508.274.2136
MWatson@LeaderBank.com
Lender
Eric Brooks, Cross Country Mortgage
NMLS #47672
781.838.2449
Eric.Brooks@CCM.com
★
Market insights as a result of my recent sales in your area
My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
As of August 17th, 2024
It is now required that a written agreement be completed and signed prior to touring a home. This applies to buyers requiring the services of any licensed agent in the U.S. Feel free to ask me what your options are for the signing of the Loyalty Agreement.
What does Signing the Agreement do for you as a Buyer?
The Agreement is is a mutual Loyalty Agreement. As your agent, I will be dedicated to you and committed to finding a home that meets your needs. My fiduciary duties to you include exclusive loyalty, full disclosure, confidentiality, accounting of funds, reasonable care & obedience to lawful instruction. Together we will find you your next home!
A proven track record
As a year-round Cape Codder, and top career agent, I have the knowledge and experience to be the BEST asset in your real estate endeavors. I have been recognized as a top agent nationwide, in the top 1.5% for the past 5 years.
105 More Ways
Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.
Here’s a look at all the things – big and small –
that a REALTOR ® may do to help clients when buying a home.
Counseling Session Activities
- Prepare the buyer for executing a buyer representation agreement
- Explain agency relationships to the buyer and get state required legal consentto represent, if needed
- Inform the buyer of working relationship based on state law, the REALTORS®Code of Ethics, and the broker’s business policies
Building a Relationship
- Learn the buyer’s wants and non-negotiable needs
- Understand the buyer’s budget and what will be needed financially
- Help the buyer understand what property their chosen budget will buy
- Consider having the buyer fill out a homebuyer’s checklist
- Assist the buyer in examining how much they can afford to spend
- Provide quality lender resources
- Partner with the buyer to locate suitable properties for consideration
- Match the buyer’s needs with available property
- Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs
- After ensuring the buyer understands what is done for them, how it is done,and the benefit to them, obtain signatures on the buyer representation agreement
- Explain how compensation is paid, who pays it, and what the buyer’s optionsare for paying it
Educating the Buyer
- Communicate the working relationship based on state law, the REALTORS®Code of Ethics, and the broker’s business policies
- Explain Federal and State Fair Housing laws
- Explain what to look for in applicable property disclosures
- Reassure the buyer that their personal information will remain confidential
- Inform the buyer that you will always disclose all known material defects
- In accordance with state law, provide information on checking the sex-offenderregistry and crime statistics for the neighborhood
- Discuss available resources that the buyer can check to learn more aboutprospective neighborhoods
Preparing the Buyer
- Explain the timeline for house hunting, mortgage approval, and closing
- Explain the local market and how it impacts the buyer
- Show statistics on what percentage of list price sellers in the area are currentlyreceiving
- Inform the buyer on what home features are popular
- Identify current average days on market
- Share the dangers of using the price per square foot to figure home values
- Explain the concept of absorption rate and how it impacts the buying process
- Indicate current listing months of market inventory
- Share estimated potential out-of-pocket costs to complete the transaction
- Assist the buyer in analyzing the loan estimates
- Qualify the buyer for financial ability to purchase
- Help the buyer account for the complete costs of homeownership
- Prepare lender for listing agent calls
- Assist in comparing different financing options
- Help the buyer select for viewing only those homes that fit their needs
- Proceed in showing homes that fit the buyer’s must-haves
- Caution the buyer on posting information to social media
- Review the sample sales contract so the buyer is prepared when it comes time to make an offer
Showing Properties
- Schedule showings and provide access to all listed properties as soon as theybecome available in their local MLS broker marketplaces
- Educate the buyer on the immediacy of new listings appearing in their localMLS broker marketplaces and the lag time for them to appear on somewebsites
- Collaborate with the buyer on properties they may have learned about throughtheir sphere contacts
- Research and assist on all unlisted properties the buyer wishes to see
- Preview properties prior to showing if needed
- Network with other agents to source properties not yet in their local MLSbroker marketplaces
- Contact homeowners in focus areas to see if they are considering selling
- Set up an automated email alert system through their local MLS brokermarketplaces that immediately notifies the buyer of properties that fit discussed requirements
- Arrange a tour of areas, schools, and key points of interest
- Provide resources containing neighborhood information on municipal services,schools, etc.
- Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
- Check applicable zoning and building restrictions
- Help the buyer decipher public property and tax information
- Collect and share pertinent data on values, taxes, utility costs, etc.
- Compare each property shown to the buyer’s wants and needs list and remindthem of what they were looking for
- Help the buyer narrow the search until the buyer identifies top choices
Negotiating Offers
- Assist the buyer in getting the best property at the best price
- Suggest that the buyer learn more about the neighborhood prior to makingan offer
- Prepare a comparative market analysis (CMA) in advance of making an offer
- Prepare the buyer to have the most attractive offer in the current marketplace
- Explain common contract contingencies and include approved protective clauses in the purchase offer
- Ensure that the buyer receives and understands all state and federally-required disclosure forms
- Prioritize contract negotiation goals with the buyer
- Help create a negotiating strategy
- Use strategies such as an escalation clause to maintain a competitive offer
- Prepare the buyer for a multiple offer situation and develop negotiation strategies
- Write an offer that has a reasonable chance of being accepted
- Recommend optional contingencies and explain the pros and cons of using them
- Provide information on purchasing incentives that may be available
- Discuss financing alternatives
- Negotiate the buyer’s offers to arrive at the best price and terms
- Utilize hyperlocal expertise and strong communication skills to assist thebuyer in being the successful offer
Buyer Specialist
Livia Monteforte
Senior Vice President | Broker | MA#9042493 , RI#B16395
Let's Chat.
I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you on the path to buying your new home.
I look forward to working with you.
I look forward to working with you.
Thank you!
In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.
This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you find your perfect home!
This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you find your perfect home!
We'll be right there with you, every step of the way.
Dear
Sincerely,
- you're in great hands -
Meet
Proven Track Record
Service
Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.
Knowledge
By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.
Integrity
Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.
Buyer markets
Buyers get better deals and more choices when MAI is low.
Seller markets
Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:
View current market trends
Scan the QR code to see the current Market Trends report
Processes
1
Consultation
We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
2
Pre-Approval
Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
3
Property tours
After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
4
Write offer
Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
5
Under Contract or Escrow
With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third party company that holds funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
6
Appraisal
The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed by the seller before they will give their approval.
7
Inspections
Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
8
Closing
Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
Unique Value I Provide My Clients
★
Customized listing search to find the perfect home.
★
Professional Network to help your purchase go smoothly
Professional Network
★
Market insights as a result of my recent sales in your area
My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
Price Range
Beds & Baths
Property Types
★
Exceptional reviews that reflect a pattern of excellence with my past clients.
Raving Reviews
Review has been shortened using AI, click the review to read the full review.
Review has been shortened using AI.
Loyalty
This custom presentation that I’ve shared with you is an example of the care and effort I put into each client. I recognize that this purchase is one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, I feel strongly that mutual respect and understanding are key components of me helping you accomplish your real estate goals.
Reviewing each others roles and responsibilities as we embark on the next steps of your home-buying journey is how we can decide if we are ready to be loyal to one another.
Reviewing each others roles and responsibilities as we embark on the next steps of your home-buying journey is how we can decide if we are ready to be loyal to one another.
105 More Ways
Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.
Here’s a look at all the things – big and small –
that a REALTOR ® may do to help clients when buying a home.
Counseling Session Activities
- Prepare the buyer for executing a buyer representation agreement
- Explain agency relationships to the buyer and get state required legal consent to represent, if needed
- Inform the buyer of working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies
Building a Relationship
- Learn the buyer’s wants and non-negotiable needs
- Understand the buyer’s budget and what will be needed financially
- Help the buyer understand what property their chosen budget will buy
- Consider having the buyer fill out a homebuyer’s checklist
- Assist the buyer in examining how much they can afford to spend
- Provide quality lender resources
- Partner with the buyer to locate suitable properties for consideration
- Match the buyer’s needs with available property
- Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs
- After ensuring the buyer understands what is done for them, how it is done,and the benefit to them, obtain signatures on the buyer representation agreement
- Explain how compensation is paid, who pays it, and what the buyer’s options are for paying it
Educating the Buyer
- Communicate the working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies
- Explain Federal and State Fair Housing laws
- Explain what to look for in applicable property disclosures
- Reassure the buyer that their personal information will remain confidential
- Inform the buyer that you will always disclose all known material defects
- In accordance with state law, provide information on checking the sex-offender registry and crime statistics for the neighborhood
- Discuss available resources that the buyer can check to learn more about prospective neighborhoods
Preparing the Buyer
- Explain the timeline for house hunting, mortgage approval, and closing
- Explain the local market and how it impacts the buyer
- Show statistics on what percentage of list price sellers in the area are currentlyreceiving
- Inform the buyer on what home features are popular
- Identify current average days on market
- Share the dangers of using the price per square foot to figure home values
- Explain the concept of absorption rate and how it impacts the buying process
- Indicate current listing months of market inventory
- Share estimated potential out-of-pocket costs to complete the transaction
- Assist the buyer in analyzing the loan estimates
- Qualify the buyer for financial ability to purchase
- Help the buyer account for the complete costs of homeownership
- Prepare lender for listing agent calls
- Assist in comparing different financing options
- Help the buyer select for viewing only those homes that fit their needs
- Proceed in showing homes that fit the buyer’s must-haves
- Caution the buyer on posting information to social media
- Review the sample sales contract so the buyer is prepared when it comes time to make an offer
Showing Properties
- Schedule showings and provide access to all listed properties as soon as they become available in their local MLS broker marketplaces
- Educate the buyer on the immediacy of new listings appearing in their local MLS broker marketplaces and the lag time for them to appear on some websites
- Collaborate with the buyer on properties they may have learned about through their sphere contacts
- Research and assist on all unlisted properties the buyer wishes to see
- Preview properties prior to showing if needed
- Network with other agents to source properties not yet in their local MLS broker marketplaces
- Contact homeowners in focus areas to see if they are considering selling
- Set up an automated email alert system through their local MLS broker marketplaces that immediately notifies the buyer of properties that fit discussed requirements
- Arrange a tour of areas, schools, and key points of interest
- Provide resources containing neighborhood information on municipal services,schools, etc.
- Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
- Collect and share any other vital information on available homes, remembering to follow all fair housing laws at all times
- Check applicable zoning and building restrictions
- Help the buyer decipher public property and tax information
- Collect and share pertinent data on values, taxes, utility costs, etc.
- Compare each property shown to the buyer’s wants and needs list and remind them of what they were looking for
- Help the buyer narrow the search until the buyer identifies top choices
Negotiating Offers
- Assist the buyer in getting the best property at the best price
- Suggest that the buyer learn more about the neighborhood prior to makingan offer
- Prepare a comparative market analysis (CMA) in advance of making an offer
- Prepare the buyer to have the most attractive offer in the current marketplace
- Explain common contract contingencies and include approved protective clauses in the purchase offer
- Ensure that the buyer receives and understands all state and federally-required disclosure forms
- Prioritize contract negotiation goals with the buyer
- Help create a negotiating strategy
- Use strategies such as an escalation clause to maintain a competitive offer
- Prepare the buyer for a multiple offer situation and develop negotiation strategies
- Write an offer that has a reasonable chance of being accepted
- Recommend optional contingencies and explain the pros and cons of using them
- Provide information on purchasing incentives that may be available
- Discuss financing alternatives
- Negotiate the buyer’s offers to arrive at the best price and terms
- Utilize hyperlocal expertise and strong communication skills to assist the buyer in being the successful offer
Buyer Specialist
Let's Chat.
I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you on the path to buying your new home.
I look forward to working with you.
I look forward to working with you.
Thank you!
In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.
This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you find your perfect home!
This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you find your perfect home!
We'll be right there with you, every step of the way.
Starting August 17th, 2024
It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
By Signing the Agreement to Partner with an Agent
Our agent is dedicated to you and committed to finding a home that meets your needs.
With a proven track record
We have the knowledge and experience to be the BEST asset in your real estate endeavors.
